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On top of that, clients for this type of plan can have severe lawful or criminal histories. It is necessary to keep in mind that different providers use a series of issue ages on their assured concern policies as low as age 40 or as high as age 80 - funeral advantage program assistance seniors. Some will certainly additionally supply higher stated value, approximately $40,000, and others will enable far better survivor benefit conditions by boosting the rates of interest with the return of premium or reducing the number of years until a full death benefit is offered